/* ============================================================
   SecureLife Insurance — Main Stylesheet v8
   ============================================================ */
:root{
  --primary:#1B2A4A;--accent:#C9A84C;--accent-dark:#a8873a;
  --accent-light:rgba(201,168,76,0.12);--white:#FFFFFF;
  --bg-light:#F4F6FA;--text:#333333;--text-muted:#777777;
  --border:#e0e0e0;--shadow:0 4px 20px rgba(27,42,74,0.10);
  --shadow-hover:0 8px 32px rgba(27,42,74,0.18);--radius:8px;
  --font-heading:'Playfair Display',Georgia,serif;
  --font-body:'Open Sans',Arial,sans-serif;
  --transition:0.3s ease;--header-height:80px;
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;font-size:16px}
body{font-family:var(--font-body);color:var(--text);background:var(--white);line-height:1.7}
img{max-width:100%;height:auto;display:block}
a{text-decoration:none;color:inherit}
ul{list-style:none}
button{cursor:pointer;border:none;background:none;font-family:var(--font-body)}
input,textarea,select{font-family:var(--font-body)}
h1,h2,h3,h4,h5{font-family:var(--font-heading);line-height:1.25;color:var(--primary)}
h1{font-size:clamp(2rem,5vw,3.2rem)}
h2{font-size:clamp(1.6rem,3.5vw,2.4rem)}
h3{font-size:clamp(1.2rem,2.5vw,1.6rem)}
h4{font-size:1.15rem}
p{margin-bottom:1rem}
p:last-child{margin-bottom:0}

/* UTILITY */
.container{max-width:1200px;margin:0 auto;padding:0 24px}
.section-pad{padding:80px 0}
.section-pad-sm{padding:50px 0}
.text-center{text-align:center}
.text-white{color:var(--white)!important}
.text-accent{color:var(--accent)}
.bg-navy{background:var(--primary)}
.bg-light{background:var(--bg-light)}
.bg-white{background:var(--white)}
.section-title{margin-bottom:12px}
.section-subtitle{color:var(--text-muted);font-size:1.05rem;max-width:600px;margin:0 auto 48px}
.divider-accent{width:60px;height:3px;background:var(--accent);margin:16px auto 32px}
.divider-accent.left{margin-left:0}

/* BUTTONS */
.btn{display:inline-flex;align-items:center;gap:8px;padding:13px 28px;border-radius:50px;font-weight:700;font-size:0.92rem;letter-spacing:0.03em;transition:all 0.28s cubic-bezier(.4,0,.2,1);position:relative;overflow:hidden;cursor:pointer;border:none;}
.btn-primary{background:linear-gradient(135deg,var(--accent) 0%,#e0b855 100%);color:var(--primary);box-shadow:0 4px 15px rgba(201,168,76,0.35)}
.btn-primary:hover{transform:translateY(-2px);box-shadow:0 8px 25px rgba(201,168,76,0.45)}
.btn-outline{background:transparent;color:var(--white);border:2px solid rgba(255,255,255,0.8)}
.btn-outline:hover{background:var(--white);color:var(--primary);transform:translateY(-2px)}
.btn-dark{background:linear-gradient(135deg,var(--primary) 0%,#243562 100%);color:var(--white);box-shadow:0 4px 15px rgba(27,42,74,0.3)}
.btn-dark:hover{transform:translateY(-2px);box-shadow:0 8px 25px rgba(27,42,74,0.4)}
.btn-ghost{background:rgba(255,255,255,0.1);color:var(--white);border:1.5px solid rgba(255,255,255,0.3)}
.btn-ghost:hover{background:rgba(255,255,255,0.2);transform:translateY(-2px)}
.btn i{font-size:0.85em}

/* READ MORE */
.read-more-btn{display:inline-flex;align-items:center;gap:8px;background:var(--primary)!important;color:var(--white)!important;border:none;border-radius:50px;font-weight:700;font-size:0.82rem;cursor:pointer;padding:9px 20px;transition:all 0.25s;font-family:var(--font-body);letter-spacing:0.03em;text-decoration:none}
.read-more-btn:hover{background:#000!important;color:var(--white)!important;transform:translateY(-2px);box-shadow:0 6px 18px rgba(0,0,0,0.22)}
.read-more-btn i,.read-more-btn span{font-size:0.78em}

/* EXPLORE */
.explore-btn{display:inline-flex;align-items:center;gap:7px;background:linear-gradient(135deg,var(--accent),#e0b855);color:var(--primary);padding:9px 20px;border-radius:50px;font-weight:700;font-size:0.82rem;transition:all 0.25s;border:none;cursor:pointer;font-family:var(--font-body)}
.explore-btn:hover{transform:translateY(-1px);box-shadow:0 4px 12px rgba(201,168,76,0.35)}

/* HEADER */
header{position:fixed;top:0;left:0;width:100%;z-index:1000;background:var(--primary);transition:box-shadow var(--transition);height:var(--header-height);display:flex;align-items:center}
header.scrolled{box-shadow:0 2px 20px rgba(0,0,0,0.25)}
.header-inner{display:flex;align-items:center;justify-content:space-between;width:100%}
.logo a{display:flex;flex-direction:column;line-height:1}
.logo-main{font-family:var(--font-heading);font-size:1.5rem;color:var(--accent);font-weight:700}
.logo-sub{font-family:var(--font-body);font-size:0.7rem;color:rgba(255,255,255,0.7);letter-spacing:0.15em;text-transform:uppercase;margin-top:2px}

/* NAV */
nav{display:flex;align-items:center;gap:8px}
nav>ul{display:flex;align-items:center;gap:4px;flex-wrap:nowrap}
nav ul li{position:relative}
nav ul li a{display:block;padding:10px 14px;color:rgba(255,255,255,0.88);font-size:0.88rem;font-weight:600;letter-spacing:0.03em;border-radius:4px;transition:var(--transition)}
nav ul li a:hover,nav ul li a.active{color:var(--accent)}
nav ul li.has-dropdown>a::after{content:' \f107';font-family:'Font Awesome 6 Free';font-weight:900;font-size:0.75rem;margin-left:4px}

/* DROPDOWN */
.dropdown-menu{position:absolute;top:calc(100% + 8px);left:0;background:var(--white);width:250px;min-width:250px;border-radius:var(--radius);box-shadow:var(--shadow-hover);opacity:0;visibility:hidden;transform:translateY(-8px);transition:var(--transition);border-top:3px solid var(--accent);z-index:500;display:flex;flex-direction:column;flex-wrap:nowrap}
.dropdown-menu li{display:block;width:100%;border-bottom:1px solid var(--border)}
.dropdown-menu li:last-child{border-bottom:none}
.dropdown-menu li a{display:block;width:100%;color:var(--text)!important;padding:12px 18px;font-size:0.875rem;font-weight:500!important;border-radius:0;transition:var(--transition);white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.dropdown-menu li a:hover{color:var(--accent)!important;background:var(--bg-light);padding-left:24px}
nav ul li.has-dropdown:hover .dropdown-menu{opacity:1;visibility:visible;transform:translateY(0)}
.dropdown-menu.open{opacity:1;visibility:visible;transform:translateY(0)}

/* HAMBURGER */
.hamburger{display:none;flex-direction:column;gap:5px;padding:8px;cursor:pointer}
.hamburger span{display:block;width:26px;height:2px;background:var(--white);transition:var(--transition);border-radius:2px}
.hamburger.open span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.hamburger.open span:nth-child(2){opacity:0}
.hamburger.open span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

/* MOBILE NAV */
.mobile-nav{display:none;position:fixed;top:var(--header-height);left:0;width:100%;background:var(--primary);z-index:999;max-height:0;overflow-y:auto;overflow-x:hidden;transition:max-height 0.4s ease}
.mobile-nav.open{max-height:calc(100vh - var(--header-height))}
.mobile-nav ul{padding:8px 0 24px;margin:0;list-style:none}
.mobile-nav ul li{border-bottom:1px solid rgba(255,255,255,0.08)}
.mobile-nav ul li:last-child{border-bottom:none}
.mobile-nav ul li a{display:flex;align-items:center;padding:14px 24px;color:rgba(255,255,255,0.88);font-size:0.95rem;font-weight:600;transition:all 0.2s;text-decoration:none}
.mobile-nav ul li a:hover{color:var(--accent);background:rgba(255,255,255,0.05);padding-left:28px}
.mobile-nav .dropdown-toggle{display:flex;justify-content:space-between;align-items:center}
.mobile-nav .sub-nav{background:rgba(0,0,0,0.2);list-style:none;margin:0;padding:0}
.mobile-nav .sub-nav li{border-bottom:1px solid rgba(255,255,255,0.06)}
.mobile-nav .sub-nav li:last-child{border-bottom:none}
.mobile-nav .sub-nav li a{padding:12px 24px 12px 44px;font-size:0.875rem;color:rgba(255,255,255,0.75);font-weight:400}
.mobile-nav .sub-nav li a:hover{color:var(--accent);padding-left:50px}
.nav-cta{margin-left:12px}

/* ══ HERO — FULL PHOTO ══ */
.hero-photo{
  position:relative;
  min-height:640px;
  display:flex;
  align-items:center;
  background-size:cover;
  background-position:center center;
  background-repeat:no-repeat;
}
.hero-photo::after{
  content:'';
  position:absolute;
  inset:0;
  background:linear-gradient(to right,rgba(5,10,25,0.97) 0%,rgba(5,10,25,0.92) 42%,rgba(5,10,25,0.55) 100%);
  z-index:0;
}
.hero-photo .hero-content{
  position:relative;
  z-index:1;
  padding-top:calc(var(--header-height) + 60px);
  padding-bottom:80px;
  max-width:660px;
}
.hero-photo h1{color:#fff!important;margin-bottom:20px}
.hero-photo .subheadline{color:rgba(255,255,255,0.85);font-size:1.15rem;max-width:580px;margin-bottom:36px}
.hero-btns{display:flex;gap:16px;flex-wrap:wrap;margin-bottom:48px}
.trust-badges{display:flex;gap:32px;flex-wrap:wrap}
.trust-badge{display:flex;align-items:center;gap:8px;color:rgba(255,255,255,0.75);font-size:0.88rem}
.trust-badge i{color:var(--accent);font-size:1rem}

/* ══ PAGE HERO — PHOTO ══ */
.page-hero-photo{
  position:relative;
  min-height:420px;
  display:flex;
  align-items:flex-end;
  background-size:cover;
  background-position:center center;
  background-repeat:no-repeat;
}
.page-hero-photo::after{
  content:'';
  position:absolute;
  inset:0;
  background:linear-gradient(to right,rgba(5,10,25,0.97) 0%,rgba(5,10,25,0.88) 50%,rgba(5,10,25,0.55) 100%);
  z-index:0;
}
.page-hero-photo .hero-inner{
  position:relative;
  z-index:1;
  padding-top:calc(var(--header-height) + 50px);
  padding-bottom:48px;
  width:100%;
}
.page-hero-photo h1{color:#fff!important;margin-top:12px}
.page-hero-photo p{color:rgba(255,255,255,0.82);font-size:1.05rem;max-width:560px;margin-top:10px}
.breadcrumb{display:flex;align-items:center;gap:8px;color:rgba(255,255,255,0.6);font-size:0.875rem}
.breadcrumb a{color:var(--accent)}
.breadcrumb a:hover{text-decoration:underline}
.breadcrumb i{font-size:0.65rem}

/* SECTION IMAGES */
.section-img{border-radius:var(--radius);box-shadow:var(--shadow-hover);width:100%;height:420px;object-fit:cover}
.section-img-sm{border-radius:var(--radius);box-shadow:var(--shadow);width:100%;height:340px;object-fit:cover}
.team-photo{width:120px;height:120px;border-radius:50%;object-fit:cover;object-position:top;margin:0 auto 16px;border:4px solid var(--accent);box-shadow:0 4px 16px rgba(27,42,74,0.15);display:block}
.news-card-img{width:100%;height:220px;object-fit:cover;transition:transform 0.4s ease}
.news-card{overflow:hidden}
.news-card:hover .news-card-img{transform:scale(1.04)}

/* CARDS */
.card{background:var(--white);border-radius:var(--radius);box-shadow:var(--shadow);padding:32px;transition:var(--transition)}
.card:hover{box-shadow:var(--shadow-hover);transform:translateY(-4px)}
.card-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:28px}
.card-grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.card-grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.card-grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:28px}

/* SERVICE CARD */
.service-card{border-top:3px solid transparent}
.service-card:hover{border-top-color:var(--accent)}
.service-card .card-icon{width:58px;height:58px;background:var(--bg-light);border-radius:50%;display:flex;align-items:center;justify-content:center;margin-bottom:18px;transition:var(--transition)}
.service-card:hover .card-icon{background:var(--accent)}
.service-card .card-icon i{font-size:1.4rem;color:var(--accent);transition:var(--transition)}
.service-card:hover .card-icon i{color:var(--primary)}
.service-card h3{font-size:1.1rem;margin-bottom:10px}
.service-card p{font-size:0.9rem;color:var(--text-muted);margin-bottom:16px}
a.service-card{display:block;text-decoration:none;color:inherit}

/* STATS */
.stats-section{background:var(--primary);padding:60px 0}
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:32px;text-align:center}
.stat-item h3{font-size:2.8rem;color:var(--accent);font-family:var(--font-heading);margin-bottom:6px}
.stat-item p{color:rgba(255,255,255,0.75);font-size:0.92rem;margin:0}

/* TESTIMONIALS */
.testimonial-card{padding:36px 28px}
.testimonial-card .stars{color:var(--accent);margin-bottom:14px}
.testimonial-card .quote{font-style:italic;color:var(--text);margin-bottom:20px;font-size:0.95rem}
.testimonial-author{display:flex;align-items:center;gap:14px}
.testimonial-author img{width:50px;height:50px;border-radius:50%;object-fit:cover}
.testimonial-author .name{font-weight:700;font-size:0.9rem;color:var(--primary)}
.testimonial-author .loc{font-size:0.8rem;color:var(--text-muted)}

/* NEWS CARDS */
.news-card-body{padding:24px}
.news-meta{display:flex;align-items:center;gap:12px;margin-bottom:10px}
.news-date{font-size:0.8rem;color:var(--text-muted)}
.tag{display:inline-block;background:var(--bg-light);color:var(--primary);font-size:0.72rem;font-weight:700;padding:3px 10px;border-radius:20px;letter-spacing:0.05em;text-transform:uppercase}
.news-card h3{font-size:1rem;margin-bottom:8px}
.news-card p{font-size:0.88rem;color:var(--text-muted);margin-bottom:14px}

/* TWO COLUMN */
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.two-col.reverse{direction:rtl}
.two-col.reverse>*{direction:ltr}
.two-col img{border-radius:var(--radius);box-shadow:var(--shadow);width:100%}

/* ICON BOX */
.icon-box{text-align:center;padding:36px 24px}
.icon-box .icon-circle{width:72px;height:72px;background:var(--primary);border-radius:50%;display:flex;align-items:center;justify-content:center;margin:0 auto 20px}
.icon-box .icon-circle i{font-size:1.6rem;color:var(--accent)}
.icon-box h3{margin-bottom:12px}
.icon-box p{color:var(--text-muted);font-size:0.92rem}

/* FEATURE BOX */
.feature-box{display:flex;gap:18px;align-items:flex-start;padding:24px}
.feature-box .feat-icon{width:48px;height:48px;min-width:48px;background:var(--accent-light);border-radius:8px;display:flex;align-items:center;justify-content:center}
.feature-box .feat-icon i{color:var(--accent);font-size:1.2rem}
.feature-box h4{margin-bottom:4px;font-size:1rem}
.feature-box p{font-size:0.875rem;color:var(--text-muted);margin:0}

/* TEAM */
.team-card{text-align:center;padding:32px 20px}
.team-card .role{color:var(--text-muted);font-size:0.85rem;margin-bottom:12px}
.team-card p{font-size:0.85rem;color:var(--text-muted);margin-bottom:14px}

/* CTA BANNER */
.cta-banner{background:var(--primary);padding:70px 0;text-align:center;position:relative;overflow:hidden}
.cta-banner::before{content:'';position:absolute;inset:0;background:url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none'%3E%3Cg fill='%23C9A84C' fill-opacity='0.05'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E")}
.cta-banner h2{color:var(--white);margin-bottom:12px;position:relative}
.cta-banner p{color:rgba(255,255,255,0.75);margin-bottom:32px;position:relative}
.cta-btns{display:flex;gap:16px;justify-content:center;flex-wrap:wrap;position:relative}

/* ACCORDION */
.accordion{border:1px solid var(--border);border-radius:var(--radius);overflow:hidden}
.accordion-item{border-bottom:1px solid var(--border)}
.accordion-item:last-child{border-bottom:none}
.accordion-header{display:flex;justify-content:space-between;align-items:center;padding:18px 22px;cursor:pointer;background:var(--white);transition:background var(--transition)}
.accordion-header:hover{background:var(--bg-light)}
.accordion-header h4{font-size:0.98rem;color:var(--primary);margin:0;font-family:var(--font-body);font-weight:600}
.accordion-header .acc-icon{color:var(--accent);font-size:0.85rem;transition:transform var(--transition);min-width:16px}
.accordion-header.active .acc-icon{transform:rotate(180deg)}
.accordion-body{max-height:0;overflow:hidden;transition:max-height 0.35s ease}
.accordion-body p{padding:0 22px 18px;color:var(--text-muted);font-size:0.92rem;margin:0}

/* STEPS */
.steps-row{display:flex;gap:0;align-items:flex-start;justify-content:center}
.step{flex:1;text-align:center;position:relative;padding:0 20px}
.step:not(:last-child)::after{content:'';position:absolute;top:32px;right:-10%;width:20%;height:2px;background:var(--accent);opacity:0.5}
.step-num{width:64px;height:64px;background:var(--primary);border-radius:50%;display:flex;align-items:center;justify-content:center;margin:0 auto 18px;font-family:var(--font-heading);font-size:1.4rem;color:var(--accent);border:3px solid var(--accent)}
.step h4{margin-bottom:8px;font-size:1rem}
.step p{font-size:0.875rem;color:var(--text-muted)}

/* CHECKLIST */
.checklist{list-style:none;display:grid;grid-template-columns:1fr 1fr;gap:12px}
.checklist li{display:flex;align-items:flex-start;gap:10px;font-size:0.92rem}
.checklist li i{color:var(--accent);margin-top:3px;min-width:16px}

/* CONTACT FORM */
.contact-form .form-group{margin-bottom:18px}
.contact-form label{display:block;font-size:0.88rem;font-weight:600;color:var(--primary);margin-bottom:6px}
.contact-form input,.contact-form textarea,.contact-form select{width:100%;padding:12px 16px;border:1.5px solid var(--border);border-radius:var(--radius);font-size:0.92rem;color:var(--text);transition:border-color var(--transition);background:var(--white)}
.contact-form input:focus,.contact-form textarea:focus,.contact-form select:focus{outline:none;border-color:var(--accent)}
.contact-form textarea{resize:vertical;min-height:130px}
.contact-form .error-msg{color:#c0392b;font-size:0.8rem;margin-top:4px;display:none}
.contact-form .field-error input,.contact-form .field-error textarea,.contact-form .field-error select{border-color:#c0392b}
.contact-form .field-error .error-msg{display:block}
.form-success{display:none;background:#eafaf1;border:1.5px solid #27ae60;border-radius:var(--radius);padding:18px 22px;color:#1e8449;font-size:0.95rem;margin-top:18px}
.form-success.show{display:flex;align-items:center;gap:10px}
.contact-info-item{display:flex;align-items:flex-start;gap:16px;margin-bottom:24px}
.contact-info-item .ci-icon{width:44px;height:44px;min-width:44px;background:var(--accent-light);border-radius:8px;display:flex;align-items:center;justify-content:center}
.contact-info-item .ci-icon i{color:var(--accent);font-size:1rem}
.contact-info-item h4{font-size:0.88rem;margin-bottom:2px;color:var(--primary);font-family:var(--font-body);font-weight:700}
.contact-info-item p,.contact-info-item a{font-size:0.9rem;color:var(--text-muted);margin:0}
.contact-info-item a:hover{color:var(--accent)}
.map-placeholder{background:var(--bg-light);border-radius:var(--radius);height:380px;display:flex;align-items:center;justify-content:center;border:2px dashed var(--border);margin:40px 0}
.map-placeholder p{color:var(--text-muted);text-align:center}
.hours-table{width:100%;border-collapse:collapse;margin-top:12px}
.hours-table tr{border-bottom:1px solid var(--border)}
.hours-table td{padding:10px 0;font-size:0.92rem}
.hours-table td:last-child{text-align:right;color:var(--text-muted)}
.hours-table .closed{color:#c0392b}

/* PAGINATION */
.pagination{display:flex;justify-content:center;align-items:center;gap:8px;padding:40px 0 0}
.pag-btn{display:inline-flex;align-items:center;justify-content:center;width:42px;height:42px;border-radius:50px;font-size:0.875rem;font-weight:700;border:none;color:var(--white);transition:all 0.25s cubic-bezier(.4,0,.2,1);cursor:pointer;background:var(--primary)}
.pag-btn:hover{background:#000;transform:translateY(-2px);box-shadow:0 4px 14px rgba(0,0,0,0.22)}
.pag-btn.active{background:#000}
.pag-btn[disabled]{opacity:0.35;cursor:not-allowed;pointer-events:none;transform:none}

/* NEWS MODAL */
.news-modal-overlay{display:none;position:fixed;inset:0;background:rgba(10,18,35,0.82);z-index:2000;align-items:center;justify-content:center;padding:20px;backdrop-filter:blur(4px)}
.news-modal-overlay.open{display:flex}
.news-modal{background:var(--white);border-radius:16px;max-width:820px;width:100%;max-height:92vh;overflow:hidden;display:flex;flex-direction:column;box-shadow:0 24px 80px rgba(0,0,0,0.35)}
.modal-header{position:relative;flex-shrink:0;overflow:hidden}
.modal-img{width:100%;height:300px;object-fit:cover;object-position:center top;display:block;flex-shrink:0}
.modal-close{position:absolute;top:14px;right:14px;width:38px;height:38px;border-radius:50%;background:rgba(0,0,0,0.55);color:#fff;border:none;cursor:pointer;font-size:1.1rem;display:flex;align-items:center;justify-content:center;transition:background 0.2s}
.modal-close:hover{background:rgba(0,0,0,0.8)}
.modal-content{padding:28px 32px 24px;overflow-y:auto;flex:1;min-height:0}
.modal-meta{display:flex;align-items:center;gap:12px;margin-bottom:12px}
.modal-cat{font-size:0.72rem;font-weight:700;padding:3px 12px;border-radius:20px;background:var(--bg-light);color:var(--primary);text-transform:uppercase;letter-spacing:0.06em}
.modal-date{font-size:0.8rem;color:var(--text-muted)}
.modal-title{font-family:var(--font-heading);font-size:1.35rem;color:var(--primary);margin-bottom:18px;line-height:1.3}
.modal-body{font-size:0.92rem;color:var(--text);line-height:1.8}
.modal-body p{margin-bottom:14px}
.modal-footer{padding:16px 32px 20px;border-top:1px solid var(--border);display:flex;justify-content:space-between;align-items:center;background:var(--bg-light)}
.modal-nav-btn{display:inline-flex;align-items:center;gap:8px;padding:10px 22px;border-radius:50px;font-size:0.85rem;font-weight:700;border:none;color:var(--white);background:var(--primary);cursor:pointer;transition:all 0.25s;font-family:var(--font-body)}
.modal-nav-btn:hover{background:#000;transform:translateY(-1px)}
.modal-nav-btn:disabled{opacity:0.3;cursor:not-allowed;transform:none}

/* FOOTER */
footer{background:var(--primary);color:var(--white);padding:60px 0 0}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:48px;padding-bottom:48px}
.footer-brand .logo-main{font-size:1.6rem}
.footer-brand .tagline{color:var(--accent);font-style:italic;margin:6px 0 14px;font-size:0.92rem}
.footer-brand p{color:rgba(255,255,255,0.65);font-size:0.875rem;margin-bottom:20px}
.social-links{display:flex;gap:12px}
.social-links a{width:38px;height:38px;border-radius:50%;background:rgba(255,255,255,0.1);display:flex;align-items:center;justify-content:center;color:rgba(255,255,255,0.75);font-size:0.85rem;transition:var(--transition)}
.social-links a:hover{background:var(--accent);color:var(--primary)}
.footer-col h4{font-family:var(--font-body);font-size:0.8rem;font-weight:700;letter-spacing:0.12em;text-transform:uppercase;color:var(--accent);margin-bottom:18px}
.footer-col ul li{margin-bottom:8px}
.footer-col ul li a{color:rgba(255,255,255,0.65);font-size:0.875rem;transition:var(--transition)}
.footer-col ul li a:hover{color:var(--accent);padding-left:4px}
.footer-contact-item{display:flex;align-items:flex-start;gap:10px;margin-bottom:12px;color:rgba(255,255,255,0.65);font-size:0.875rem}
.footer-contact-item i{color:var(--accent);margin-top:3px;min-width:14px}
.footer-contact-item a{color:rgba(255,255,255,0.65)}
.footer-contact-item a:hover{color:var(--accent)}
.footer-bottom{border-top:1px solid rgba(255,255,255,0.1);padding:20px 0;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:12px}
.footer-bottom p{color:rgba(255,255,255,0.45);font-size:0.8rem}
.footer-bottom-links{display:flex;gap:20px}
.footer-bottom-links a{color:rgba(255,255,255,0.45);font-size:0.8rem}
.footer-bottom-links a:hover{color:var(--accent)}

/* SCROLL ANIMATIONS */
.fade-in{opacity:0;transform:translateY(28px);transition:opacity 0.6s ease,transform 0.6s ease}
.fade-in.visible{opacity:1;transform:translateY(0)}
.fade-in-delay-1{transition-delay:0.1s}
.fade-in-delay-2{transition-delay:0.2s}
.fade-in-delay-3{transition-delay:0.3s}

/* RESPONSIVE */
/* ══ RESPONSIVE — TABLET 1100px ══ */
@media(max-width:1100px){
  .card-grid-4{grid-template-columns:repeat(2,1fr)}
  .stats-grid{grid-template-columns:repeat(2,1fr)}
  .footer-grid{grid-template-columns:1fr 1fr}
}

/* ══ RESPONSIVE — TABLET 900px ══ */
@media(max-width:900px){
  .two-col{grid-template-columns:1fr;gap:32px}
  .two-col.reverse{direction:ltr}
  .card-grid-3{grid-template-columns:repeat(2,1fr)}
  .card-grid-4{grid-template-columns:repeat(2,1fr)}
  .steps-row{flex-direction:column;align-items:center;gap:24px}
  .step{width:100%;max-width:320px}
  .step:not(:last-child)::after{display:none}
  .checklist{grid-template-columns:1fr}
  .section-img,.section-img-sm{height:280px}
  .stats-grid{grid-template-columns:repeat(2,1fr);gap:20px}
  .team-card{padding:24px 16px}
  .footer-grid{grid-template-columns:1fr 1fr;gap:32px}
}

/* ══ RESPONSIVE — MOBILE 768px ══ */
@media(max-width:768px){
  :root{--header-height:64px}

  /* NAV */
  nav{display:none}
  .hamburger{display:flex}
  .mobile-nav{display:block}
  .nav-cta{display:none}

  /* MOBILE DROPDOWN — show all items */
  .mobile-nav .sub-nav{background:rgba(0,0,0,0.25)}
  .mobile-nav .sub-nav li a{
    padding:10px 24px 10px 44px;
    font-size:0.875rem;
    color:rgba(255,255,255,0.75);
    border-bottom:1px solid rgba(255,255,255,0.06);
    display:block;
  }
  .mobile-nav .sub-nav li a:hover{color:var(--accent)}

  /* HERO */
  .hero-photo{min-height:500px}
  .hero-photo .hero-content{padding-top:calc(var(--header-height) + 40px);padding-bottom:50px;max-width:100%}
  .hero-photo h1{font-size:clamp(1.8rem,7vw,2.8rem)}
  .hero-photo .subheadline{font-size:1rem}
  .hero-btns{flex-direction:column;gap:12px}
  .hero-btns .btn{width:100%;justify-content:center}
  .trust-badges{flex-direction:column;gap:10px}

  /* PAGE HERO */
  .page-hero-photo{min-height:260px}
  .page-hero-photo .hero-inner{padding-top:calc(var(--header-height) + 30px);padding-bottom:30px}
  .page-hero-photo h1{font-size:1.6rem}
  .page-hero-photo p{font-size:0.9rem}

  /* SECTIONS */
  .section-pad{padding:44px 0}
  .section-pad-sm{padding:32px 0}
  .container{padding:0 18px}

  /* GRIDS */
  .card-grid{grid-template-columns:1fr}
  .card-grid-2{grid-template-columns:1fr}
  .card-grid-3{grid-template-columns:1fr}
  .card-grid-4{grid-template-columns:repeat(2,1fr)}
  .two-col{grid-template-columns:1fr;gap:28px}
  .two-col.reverse{direction:ltr}

  /* SECTION IMAGES */
  .section-img{height:220px}
  .section-img-sm{height:200px}

  /* STATS */
  .stats-section{padding:36px 0}
  .stats-grid{grid-template-columns:repeat(2,1fr);gap:16px}
  .stat-item h3{font-size:2rem}

  /* TESTIMONIALS */
  .testimonial-card{padding:24px 20px}

  /* TEAM */
  .card-grid-4{grid-template-columns:repeat(2,1fr)}
  .team-card{padding:20px 12px}
  .team-photo{width:90px;height:90px}

  /* STEPS */
  .steps-row{flex-direction:column;align-items:center;gap:20px}
  .step{width:100%;max-width:100%;padding:0 10px}
  .step:not(:last-child)::after{display:none}

  /* CHECKLIST */
  .checklist{grid-template-columns:1fr}

  /* NEWS */
  .news-card-img{height:180px}
  .news-card-body{padding:18px}

  /* CONTACT FORM */
  .contact-form input,.contact-form textarea,.contact-form select{font-size:16px}

  /* FOOTER */
  .footer-grid{grid-template-columns:1fr;gap:28px}
  .footer-bottom{flex-direction:column;text-align:center;gap:10px}
  .footer-bottom-links{justify-content:center}
  .social-links{justify-content:flex-start}

  /* MODAL */
  .news-modal{max-width:100%!important;max-height:96vh!important;border-radius:12px}
  .modal-img{height:200px!important}
  .modal-content{padding:0!important}
  .modal-content > div{padding:18px 20px 16px!important}
  .modal-title{font-size:1.1rem!important}
  .modal-footer{padding:12px 16px!important;gap:6px}
  .modal-nav-btn{padding:8px 14px;font-size:0.78rem}
  .modal-footer .btn{font-size:0.72rem;padding:8px 12px}

  /* CTA */
  .cta-banner{padding:48px 0}
  .cta-btns{flex-direction:column;gap:12px;align-items:center}
  .cta-btns .btn{width:100%;max-width:300px;justify-content:center}

  /* ACCORDION */
  .accordion-header h4{font-size:0.9rem}

  /* FEATURE BOX */
  .feature-box{padding:16px}

  /* HOURS TABLE */
  .hours-table td{font-size:0.82rem;padding:8px 0}

  /* ICON BOX */
  .icon-box{padding:24px 16px}
}

/* ══ RESPONSIVE — SMALL MOBILE 480px ══ */
@media(max-width:480px){
  :root{--header-height:60px}

  /* HERO */
  .hero-photo{min-height:440px}
  .hero-photo h1{font-size:1.7rem}
  .hero-photo .subheadline{font-size:0.9rem}

  /* GRIDS */
  .card-grid-4{grid-template-columns:1fr}
  .stats-grid{grid-template-columns:repeat(2,1fr)}
  .card-grid-3{grid-template-columns:1fr}

  /* HEADER */
  .logo-main{font-size:1.25rem}
  .logo-sub{font-size:0.6rem}

  /* TEAM */
  .card-grid-4{grid-template-columns:repeat(2,1fr)}

  /* FOOTER */
  .footer-contact-item{flex-direction:column;gap:4px}

  /* MODAL */
  .modal-img{height:160px!important}
  .modal-nav-btn{padding:7px 10px;font-size:0.72rem}
  .modal-footer{flex-wrap:wrap;justify-content:center}

  /* STATS */
  .stat-item h3{font-size:1.8rem}

  /* CONTACT */
  .contact-info-item{flex-direction:column;gap:8px}
  .contact-info-item .ci-icon{width:36px;height:36px}

  /* MAP */
  .map-placeholder{height:240px}

  /* NEWS CARD */
  .news-card-body{padding:14px}
}

/* ══ RESPONSIVE — EXTRA SMALL 360px ══ */
@media(max-width:360px){
  .container{padding:0 14px}
  .hero-photo h1{font-size:1.5rem}
  .stats-grid{grid-template-columns:1fr}
  .hero-btns .btn{font-size:0.82rem;padding:11px 20px}
}

/* ── FULL ARTICLE MODAL STYLES ── */
.news-modal{max-width:860px!important;max-height:94vh!important}
.modal-img{height:300px!important;object-fit:cover!important}
.modal-content{padding:28px 36px 20px!important;overflow-y:auto!important}
.modal-title{font-size:1.55rem!important;line-height:1.3!important;margin-bottom:20px!important}
.modal-body{font-size:0.93rem!important;line-height:1.85!important;color:#444!important}
.modal-body p{margin-bottom:16px!important}
.modal-body h2{font-family:'Playfair Display',serif!important;font-size:1.3rem!important;color:#1B2A4A!important;margin:28px 0 14px!important;padding-top:16px!important;border-top:2px solid #e0e0e0!important}
.modal-body h3{font-family:'Playfair Display',serif!important;font-size:1.05rem!important;color:#1B2A4A!important;margin:20px 0 10px!important}
.modal-body ul{list-style:none!important;padding:0!important;margin:14px 0!important}
.modal-body blockquote{border-left:4px solid #C9A84C!important;padding:16px 20px!important;margin:24px 0!important;background:#F4F6FA!important;border-radius:0 8px 8px 0!important;font-style:italic!important;color:#1B2A4A!important}
.article-lead{font-size:1.05rem!important;font-weight:600!important;color:#1B2A4A!important;line-height:1.8!important;margin-bottom:20px!important}

/* ── MODAL — IMAGE SCROLLS WITH CONTENT ── */
.news-modal{display:flex!important;flex-direction:column!important;max-width:860px!important;max-height:92vh!important;overflow:hidden!important}
.modal-header{position:relative!important;flex-shrink:0!important}
.modal-img{width:100%!important;height:300px!important;object-fit:cover!important;display:block!important}
.modal-content{flex:1!important;overflow-y:auto!important;min-height:0!important;padding:0!important}
.modal-content-inner{padding:28px 36px 20px}
.modal-body img{display:none!important}
.modal-footer{flex-shrink:0!important}

/* ══ TOUCH & MOBILE USABILITY ══ */
/* Minimum touch target size */
@media(max-width:768px){
  .btn{min-height:44px;min-width:44px}
  .hamburger{min-height:44px;min-width:44px;justify-content:center}
  .read-more-btn{min-height:40px}
  .explore-btn{min-height:40px}
  .pag-btn{width:44px;height:44px}
  .social-links a{width:44px;height:44px}
  nav ul li a{min-height:44px;display:flex;align-items:center}
  .mobile-nav ul li a{min-height:48px;display:flex;align-items:center}

  /* Prevent horizontal scroll */
  body{overflow-x:hidden}
  .container{overflow-x:hidden}

  /* Better text sizes for mobile */
  h1{font-size:clamp(1.6rem,6vw,2.4rem)}
  h2{font-size:clamp(1.3rem,4.5vw,1.9rem)}
  h3{font-size:clamp(1rem,3.5vw,1.4rem)}
  p{font-size:0.95rem}

  /* Card padding on mobile */
  .card{padding:20px}
  .icon-box{padding:24px 16px}

  /* Section images on mobile */
  .section-img{height:240px;border-radius:8px}

  /* Two col on mobile */
  .two-col img{height:220px;object-fit:cover}

  /* Steps on mobile */
  .steps-row{gap:16px}
  .step-num{width:52px;height:52px;font-size:1.2rem}

  /* Breadcrumb */
  .breadcrumb{flex-wrap:wrap;gap:4px;font-size:0.78rem}

  /* Contact form */
  .contact-form .form-group{margin-bottom:14px}
  .contact-form label{font-size:0.85rem}

  /* News modal footer buttons */
  .modal-nav-btn i{display:none}
}

/* ══ NEWS GRID — 4 columns x 2 rows = 8 blogs per page ══ */
#news-grid{
  display:grid!important;
  grid-template-columns:repeat(4,1fr)!important;
  gap:24px!important;
}
#news-grid .news-card .news-card-img{height:180px!important;object-fit:cover!important}
#news-grid .news-card .news-card-body{padding:18px!important}
#news-grid .news-card h3{font-size:0.95rem!important;margin-bottom:8px!important;line-height:1.4!important}
#news-grid .news-card p{font-size:0.82rem!important;line-height:1.5!important;margin-bottom:12px!important}

/* Tablet: 2 columns */
@media(max-width:1100px){
  #news-grid{grid-template-columns:repeat(2,1fr)!important;gap:18px!important}
  #news-grid .news-card .news-card-img{height:200px!important}
}
/* Mobile: 1 column */
@media(max-width:600px){
  #news-grid{grid-template-columns:1fr!important;gap:16px!important}
  #news-grid .news-card .news-card-img{height:180px!important}
}